Titine Joyce - Coldwell Banker Residential Brokerage - Scituate



Posted by Titine Joyce on 6/13/2019

There is no right or wrong time to sell a home. However, it is important to remember that selling a home is a life-changing decision. And as such, the decision to sell a home should not be taken lightly.

If you are unsure about whether now is the right time to add your house to the real estate market, there is no need to stress. For those who understand all of their options, they can make an informed decision about selling a residence.

Meanwhile, if you ultimately decide to list your residence, there are several things you can do to boost the likelihood of enjoying a successful home selling experience. These include:

1. Analyze Your Home's Condition

The condition of your home can have far-flung effects on your home selling experience. If you allocate time and resources to analyze your house's condition, you may be able to identify problems that otherwise could slow down the home selling journey. Then, you can address these issues before they escalate.

Oftentimes, it helps to conduct a home inspection before you list your residence. This inspection will enable you to quickly identify any underlying problems with your residence and determine the best ways to correct these issues.

2. Learn About the Local Housing Market

The local housing market may impact how much a buyer is willing to pay for your residence. For example, if an abundance of high-quality residences is available, a buyer has no shortage of options at his or her disposal. In this instance, home sellers likely will need to do everything possible to stir up interest in their houses due to the sheer volume of properties available to buyers.

If you learn about the local housing market, you can determine whether a buyer's or seller's market is in place. For instance, if the number of homes exceeds the number of property buyers, the real estate market likely favors buyers. Or, if the number of homebuyers exceeds the number of top-notch homes available, the real estate market likely favors sellers.

Don't forget to review the prices of homes in your city or town that are comparable to your own, either. That way, you can use this housing market data to establish a competitive initial asking price for your residence.

3. Collaborate with a Real Estate Agent

A real estate agent is a home selling expert who can guide you along each stage of the property selling journey. As a result, a real estate agent will make it easy for you to sell your home and maximize your house sale earnings.

In addition, a real estate agent can provide helpful resources as you navigate the home selling journey. And if you ever have home selling concerns or queries, a real estate agent is prepared to respond to them.

Ready to list your residence? Take advantage of the aforementioned tips, and you could reap the benefits of a successful home selling experience.




Categories: Uncategorized  


Posted by Titine Joyce on 6/6/2019

If you've ever traveled through the United Kingdom, the phrase "mind the gap" conjured up trips across London's Underground or disembodied voices calling out the warning as your elevator doors open or close. It's wise to heed those voices since gaps between an elevator, and the floor of an older building could be wider than you expect, and trains don't touch the sides of the platforms, so you could step off into thin air if you lead with your heel.

Other gaps need mending as well. When it comes to your home, gaps can cause the most lost to energy efficiency.

Common gaps

  • Door gaps. If your exterior doors do not line up in the frame, youíll have gaps around the door and jamb that allow cold air to leak in during the winter, raising your heating bills, and warm air to radiate in during the summer, jacking up your air conditioning bills. Adjust your door so that it fits snugly in the frame. Most modern thresholds and door shoes (the rubber or vinyl cushion on the bottom of the exterior door) can adjust to fill the gaps. If space remains, use weather stripping to fill it in. If the gap is in the jamb or frame, caulk should do the trick.
  • Window spaces. Energy efficient windows should not have gaps, so if yours do, contact the manufacturer to see if they are reparable under warranty. Older windows, just like doors, may have crevices due to poor installation, shrinkage, or age-related misalignment. Where gaps are not correctable with weather strip or caulk, consider budgeting to replace them. NOTE: do not seal a bedroom window shut. Bedroom windows must offer egress in case of a fire or other emergency.
  • Roof gaps. As the roof gets older, spaces may form from movement in the home's walls and foundation. If your roof leaks, there is a gap someplace, and a professional roofer should be your first call. Leaving a roof leak can damage your entire home and weaken its structure.
  • Indoor gaps. One of the most frustrating gaps appearing in the kitchen is one between the stove and the countertop next to it. These gaps become filled with gunk and debris. If yours is a built-in range, close the gap with caulk. If, however, you have a freestanding range, look for countertop extenders or gap-fillers at your local hardware or DIY store or search online for silicone counter gap guards or spill guards.
  • Backsplash gaps. If your kitchen or bath backsplash has separated from the countertop, fill the gap with a waterproof caulk immediately. Water running between the counter and the backsplash can cause considerable damage to counters, walls, cabinets, and even subflooring if the water finds its way down the pipes.

If you think you may have energy-leaking gaps in your home, check with your local utility to see if they provide a free energy assessment. Repairing gaps protects your home and maintains your homeís value.




Tags: weather   DIY   homeowner  
Categories: Uncategorized  


Posted by Titine Joyce on 6/4/2019

This Single-Family in Weymouth, MA recently sold for $479,000. This Colonial style home was sold by Titine Joyce - Coldwell Banker Residential Brokerage - Scituate.


50 Holbrook Road, Weymouth, MA 02191

Single-Family

$479,000
Price
$479,000
Sale Price

7
Rooms
3
Beds
1/1
Full/Half Baths
Stunning Seaside Colonial totally renovated in 2011 & then an added 12x12 heated breezeway and 24x16 1 car attached Garage. A welcoming foyer leads you into the gorgeous open Kitchen with granite countertops, lots of cabinetry, pantry, stainless steel appliances, tiled flooring, recessed lighting and a beautiful view into the gardens. Adjacent open dining room with built-in display shelving and hardwood floors. Spacious and elegant Living Room also with gleaming hardwood floors. 3 charming bedrooms up, 2 of the closets with custom shelving and the 3rd houses the washer and dryer. Full basement. Enormous 40x13 rear deck for festive summer gatherings PLUS a 12x8 upper sundeck to take in even more water views. Outdoor shower. Magnificent, professionally landscaped gardens and brick walk ways create a magical ambience.This road leads you right to the water. Added bonus: NOT in the Flood Zone. Why go away on vacation when this year round Home and idyllic setting is the best get-away of all!

Similar Properties





Categories: Sold Homes  


Posted by Titine Joyce on 5/30/2019

A home inspection is a vital part of every real estate transaction. Its importance is usually solidified in a purchase contract in the form of a contingency clause.

Whenever you buy or sell a home, the transaction is typically contingent upon a few things being fulfilled. Inspections help protect the buyer from purchasing a home that they believed didnít have any major issues.

For buyers, an inspection can save you thousands in the long run. For sellers, getting a preemptive inspection done (on your own dime) can be useful since it will help you avoid any surprises that could arise when a potential buyer has your home inspected.

Hiring a home inspector

Regardless of whether youíre the buyer or the seller in this instance, hiring a home inspector isnít something you should take lightly. Youíll want to confer with your agent before you pick an inspector.

Itís also a good idea to check out some online reviews and visit the inspectorís website for pricing. Typically, inspectors charge between $200 and $400 for an inspection, so feel free to shop around.

Inspectors are certified, so make sure whoever you choose has the proper licensure. You can search for inspectors in your area with this search function.

Ultimately, youíll want to choose an inspector that can give you the most unbiased assessment of the home, so that you can be assured that you know what youíre getting into when you buy or sell a home.

Preparing for an inspection

Many buyers arenít sure what to expect on inspection day. However, the process is relatively simple.

Youíll want to make sure the inspector can easily access workspaces (like around the furnace, circuit breakers, etc.). This will make the inspectorís job easier and allow them to focus on the service theyíre providing you.

If possible, itís also a good idea to provide them with records of important home maintenance and repairs. Inspectors know what red flags to look for with the home, both physically and on paper.

Finally, make sure pets, kids, and any other distractions are away from home or with someone who can attend to them.

Post inspection

After the inspection is complete, the inspector will hand you a report and be able to answer any questions you have about their findings. They will give recommendations about the timeline for repairs that need to be made soon or even years into the future.

With this report in hand, you can determine if there are repairs you want to negotiate with the seller if youíre buying a home. As a seller, this report will tip you off to issues that potential buyers will likely have and give you a chance to address them in advance.




Categories: Uncategorized  


Posted by Titine Joyce on 5/23/2019

If you are thinking of buying a home in the near future, thereís one three-digit number that could be oh so important to you. That number is your credit score. Read on to find out how a credit score can affect you and the steps you can take to be sure that your credit is in good standing when you head to apply for a mortgage. 


What Is A Credit Score?


Your credit score is checked by lenders of all kinds. Every time you apply for a loan or a credit card, thereís a good chance that your credit score is being pulled to see if you qualify for the loan. Your credit score is calculated based on the information on your credit report. This information includes:


Payment history

Debt-to-credit ratio

Length of credit history

New credit accounts opened


The areas with the most impact on your score is your payment history and your debt-to-credit ratio. This means that on-time payments are super important. You also donít want to get anywhere close to maxing out your credit cards or loan amounts to keep your score up. 


Whatís A Good Score?


If youíre aiming for the perfect credit score, itís 850. Most consumers wonít reach that state of perfection. Thatís, OK because you donít have to be perfect to buy a house. If your score is 740 and above, know that youíre in great shape to get a mortgage. Even if your score is below 740 but around 700 or above, youíll be able to get a good interest rate on your mortgage. Most lenders typically look for a score of 620 and above. Keep in mind that the higher your credit score the better your interest rate will be.    



What If You Lack Credit History?


Most people should get a credit card around age 20 in order to begin building credit. You can still qualify for a mortgage without a credit history, but it will be considerably harder. Lenders may look at things like your rent payments or car payments. Lenders want to know that youíre a responsible person to lend to. 


What If Your Score Needs Help?


It doesnít mean youíre a hopeless case if you lack good credit. Everything from errors on your credit report to missed payments can be fixed. The most important thing that you can do if youíre buying a home in the near future is to be mindful of your credit. Keep an eye on your credit report and continue to make timely payments. With a bit of focus, youíll be well on your way to securing a mortgage for the home of your dreams.        






Tags: Mortgage   credit score  
Categories: Uncategorized