Titine Joyce - Coldwell Banker Residential Brokerage - Scituate



Posted by Titine Joyce on 1/17/2019

If you want to purchase a home, it pays to establish a homebuying budget. By doing so, you can enter the housing market with a budget in hand and narrow your search for your dream house.

Now, let's take a look at three best practices to help you create a homebuying budget.

1. Look at Your Finances

Your finances will play a major role in your ability to purchase a home. Thus, you should evaluate your current financial situation closely so you can map out an effective homebuying journey.

Request a copy of your credit report you'll be glad you did. You are eligible for a free copy of your credit report from each of the three reporting bureaus (Equifax, Experian and TransUnion) annually. Take advantage of this complimentary perk, and you can gain deep insights into your outstanding debt.

If you have outstanding debt, try to pay this down as much as possible. That way, you can boost your credit score, which ultimately will help you improve your chances to acquire your ideal residence.

2. Meet with Banks and Credit Unions

When it comes to buying a home, meeting with banks and credit unions usually is a great idea. That way, you can learn about your home loan options and get pre-approved for a mortgage.

Apply for a mortgage from several banks and credit unions. Then, you can receive various mortgage quotes and select one that suits you perfectly.

Also, don't hesitate to ask plenty of questions during a lender consultation. Banks and credit unions employ friendly, knowledgeable mortgage professionals all of whom are happy to help you make an informed mortgage decision. Therefore, if you're unsure about whether to proceed with a 15- or 30-year mortgage or can't decide between an adjustable- or fixed-rate mortgage, you can ask these mortgage professionals for expert advice.

3. Consult with a Real Estate Agent

A homebuying budget is tricky to establish on your own, especially if you are entering the real estate market for the first time. Fortunately, a real estate agent can help you plan ahead for all stages of the homebuying cycle.

During a real estate agent consultation, a housing market professional will learn about your homebuying goals. Next, this professional will help you establish realistic homebuying expectations and ensure you can discover a great house at a budget-friendly price.

Of course, let's not forget about the world-class support that a real estate agent provides after you kick off a home search, either.

A real estate agent will set up home showings, keep you informed about open houses and offer homebuying recommendations and suggestions. Perhaps best of all, a real estate agent can negotiate with a seller's agent on your behalf to help you get the best price on a house.

Ready to begin your search for your dream home? Use the aforementioned best practices, and you can craft a homebuying budget and start your homebuying journey.




Categories: Uncategorized  


Posted by Titine Joyce on 1/16/2019


75 Townsend Road, Scituate, MA 02066

Single-Family

$579,900
Price

8
Rooms
4
Beds
1/2
Full/Half Baths
LOCATION! LOCATION! Oversized 4 bedroom home on a cul-de-sac in the wonderful Bulrush Farm neighborhood, close to beaches and the T. Large sunny rooms including spacious Living Room with full brick gas fireplace and elegant dining area, built-ins and full windows taking in the bucolic setting. Eat-in Kitchen with lots of light and room to settle in. Beautiful hardwood floors in all the bedrooms. Huge open Family Room in the lower walk-out level with built-ins, ready for endless activities. Lots and lots of storage space. Updates include newer roof, 200 amp electrical, many updated windows and storm doors, septic system, and more(see complete list of updates). 4 bedroom-Title V approved. Oversized 2 car garage and plenty of room for parking. Gas line to house. Added bonus: Whole-House Generator. Landscaped grounds including a myriad of gorgeous perennials to greet you in Spring and Summer. The private backyard backs up to the marsh and conservation land. Truly a retreat!
Open House
Sunday
January 20 at 1:00 PM to 3:00 PM
Are you dreaming of an immaculate, spacious 4 bedroom Home with a gorgeous gas fireplace, a huge walk-out family room, tons of storage, central AC, a whole house Generator and many updates with beautiful perennial gardens on a cul de sac in a wonderful private neighborhood close to Minot Beach and the T? Look no further! Come see this property and see for your self!
Cannot make the Open Houses?
Location: 75 Townsend Road, Scituate, MA 02066    Get Directions

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Categories: Open House  


Posted by Titine Joyce on 1/10/2019

Although you may have allocated significant time and resources to craft a home selling strategy, your residence still lingers on the real estate market. Fortunately, you can always revise your home selling plan as needed.

Ultimately, there are many reasons why now may be a good time to revisit your home selling strategy, and these are:

1. You can update your home listing.

A home listing often introduces a house to a potential buyer. If the listing is accurate, includes lots of information about a house and engages a buyer, he or she may set up a home showing. On the other hand, a home listing that misses the mark with buyers is unlikely to do you any favors as you try to sell your house.

By revisiting your home selling strategy, you can review your house listing. Then, you can update this listing to ensure it is informative, engaging and makes it easy for a buyer to determine whether your house is the right choice.

2. You can explore ways to differentiate your house from the competition.

The real estate market is fierce. Thus, even if you're selling a high-quality home at an aggressive price, you may face steep competition from other home sellers in your area.

If you revisit your home selling plan, you may be able to find ways to differentiate your residence from the competition. In fact, you can perform extensive housing market research at this point to analyze the real estate sector and find ways to promote your house to the right groups of buyers.

3. You can adjust your house's price.

If the initial asking price for your house proves to be too high, buyers may shy away from your residence. But if you revisit your home selling strategy, you can assess your home price and lower it based on your house's condition and the current state of the real estate market.

Of course, determining whether to lower your home's price can be difficult. And if you need expert help as you decide how to price your residence, you may want to collaborate with a real estate agent.

A real estate agent is a home selling expert who is happy to assist you in any way possible. He or she can help you analyze the price of your home and other aspects of your home selling strategy. And if home selling strategy changes are required, a real estate agent can make it simple for you to implement these changes.

In addition, a real estate agent will deliver comprehensive support throughout the home selling journey. He or she can help you showcase your house to the right groups of buyers and evaluate any offers to purchase your residence. Plus, if you ever have home selling concerns or questions, a real estate agent can respond to them at your convenience.

Take the guesswork out of revising your home selling strategy work with a real estate agent, and you can get the help you need to achieve the optimal home selling results.




Categories: Uncategorized  


Posted by Titine Joyce on 1/8/2019


75 Townsend Road, Scituate, MA 02066

Single-Family

$579,900
Price

8
Rooms
4
Beds
1/2
Full/Half Baths
LOCATION! LOCATION! Oversized 4 bedroom home on a cul-de-sac in the wonderful Bulrush Farm neighborhood, close to beaches and the T. Large sunny rooms including spacious Living Room with full brick gas fireplace and elegant dining area, built-ins and full windows taking in the bucolic setting. Eat-in Kitchen with lots of light and room to settle in. Beautiful hardwood floors in all the bedrooms. Huge open Family Room in the lower walk-out level with built-ins, ready for endless activities. Lots and lots of storage space. Updates include newer roof, 200 amp electrical, many updated windows and storm doors, septic system, and more(see complete list of updates). 4 bedroom-Title V approved. Oversized 2 car garage and plenty of room for parking. Gas line to house. Added bonus: Whole-House Generator. Landscaped grounds including a myriad of gorgeous perennials to greet you in Spring and Summer. The private backyard backs up to the marsh and conservation land. Truly a retreat!
Open House
Sunday
January 13 at 12:00 PM to 2:00 PM
Come see this wonderful 4 bedroom SPACIOUS Home on a cul de sac in the much desired Bulrush neighborhood. Beautiful perennial gardens; bordering marshland and privacy. No flood insurance requirements. Convenient proximity to Minot beach and the train!
Cannot make the Open Houses?
Location: 75 Townsend Road, Scituate, MA 02066    Get Directions

Similar Properties





Categories: Open House  


Posted by Titine Joyce on 1/3/2019


75 Townsend Road, Scituate, MA 02066

Single-Family

$579,900
Price

8
Rooms
4
Beds
1/2
Full/Half Baths
LOCATION! LOCATION! Oversized 4 bedroom home on a cul-de-sac in the wonderful Bulrush Farm neighborhood, close to beaches and the T. Large sunny rooms including spacious Living Room with full brick gas fireplace and elegant dining area, built-ins and full windows taking in the bucolic setting. Eat-in Kitchen with lots of light and room to settle in. Beautiful hardwood floors in all the bedrooms. Huge open Family Room in the lower walk-out level with built-ins, ready for endless activities. Lots and lots of storage space. Updates include newer roof, 200 amp electrical, many updated windows and storm doors, septic system, and more(see complete list of updates). 4 bedroom-Title V approved. Oversized 2 car garage and plenty of room for parking. Gas line to house. Added bonus: Whole-House Generator. Landscaped grounds including a myriad of gorgeous perennials to greet you in Spring and Summer. The private backyard backs up to the marsh and conservation land. Truly a retreat!
Open House
Sunday
January 06 at 1:00 PM to 3:00 PM
PRICE ADJUSTMENT: $579,900 OPEN HOUSE: this Sunday 1-3 pm Come see this beautiful 4 bedroom oversized Home on a cul de sac in the very desirable Bulrush neighborhood. Many features including August West gas fireplace in the spacious living room, a huge walk-out family room, perennial gardens backed by conservation land, close to Minot Beach and the train.
Cannot make the Open Houses?
Location: 75 Townsend Road, Scituate, MA 02066    Get Directions

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Categories: Open House